Program Contact:

Lauren Luce, Senior Planner
906-225-8193
lluce@mqtco.org


 Housing Program Info


The Housing Rehabilitation Program is funded by 
Michigan State Housing Authority (MSHDA) Community Development Block Grant funds and administered by the Marquette County Resource Management and Development Department. The funds are used to make deferred loans available to homeowners in Marquette County with an income at or below 80% of the area median for the repair of single family homes.

Purpose
The purpose of the Housing Rehabilitation Program is to improve the housing stock in Marquette County. By providing home improvement assistance to qualified homeowners, we are able to reduce the effects of blight, improve neighborhoods, and strengthen the local tax base.

Goals
The goals of the Housing Rehabilitation Program are to:

   - Eliminate health and safety hazards in older homes and reduce the effects of blight
   - Improve energy efficiency
   - Improve neighborhoods and encourage long-term stability
   - Benefit low-income, very low-income, and extremely low-income, and disabled residents


How the Program Works
All improvement costs for an eligible applicant's home become a no-interest, deferred lien on the homeowner's property. No payments are made on the lien but the full amount of the lien is paid back to Marquette County when the home is sold or ownership is transfered.

Funding terms:

  • Interest-free loan, deferred until sale or lease of home



Types of Repairs

  • Roofing
  • Plumbing
  • Wells & Septics
  • Electrical
  • Furnaces/Boilers
  • Water Heaters
  • Home Accessibility (i.e. ramps)
  • Other health and safety items

Requirements

General eligibility requirements include:

  • The property must be located in Marquette County
  • Must be owner-occupied single family dwelling
  • You must qualify at 80% of the area median income (see income limits below)
  • Must be current on mortgage, property taxes, and property insurance
  • Cannot be leased land
  • Cannot be a mobile home

 2018 IL



Pre-Qualification and Application
Homeowners interested in funding assistance from the Marquette County Housing Rehabilitation Program must complete a Pre-Qualificaiton Form (PQF) as the first step in the application process. The PQF streamlines the qualifying process by allowing a quick evaluation for the major program requirements. 

Click  HERE to submit the PQF online!  

Or download the PQF, fill-out and return to: Lauren Luce 
                                                                      234 W. Baraga Ave, 
                                                                      Marquette, MI 49855 

                                                                      or email to: lluce@mqtco.org

Forms are also available at the Resource Management & Development Department at the address above.


Full application package available here: Homeowner Rehabilitation Program Application Packet 





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